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Private Client Services®

Your own Private web access - featuring just the listings you want to see ...

  • Create your own Personal Search on the Multiple Listing Service® (MLS®), the same system that is available to REALTORS®
  • Your personalized search will be updated in real time. In other words, if there are any new listings or price changes you will be the first to know... via e-mail
  • Track sales and off market listings (not available in all cases)
  • Organize your favourite listings, print them or e-mail them to your friends

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Most people require a mortgage to purchase a home. This section explains the elements of a mortgage including type, terms and how to qualify for one. In addition, choosing the right mortgage for your needs can help you retire this financial obligation sooner.

Mortgage Overview

A review of principles including interest rates, payments, amortization period, pre-approval process and conventional and high ratio mortgages.

Choosing a Mortgage to Meet Your Needs

This article explains the different options available, including closed, variable, assumable and vendor-buy back.

Qualifying For a Mortgage

Here is what you need to know when you apply for a mortgage. When you are prepared and have all your documents in place, you will be approved much quicker and on your way to buying your home.

Make the Most of Your Mortgage

When you are shopping for a mortgage compare terms, rates and payments. Differences in these areas could save you or cost you thousands over the life of your mortgage. This article provides some suggestions on making your payments work harder for you.

Shave Years Off Your Mortgage

This article provides you with a chart that shows how much money you will save by changing the amortization period and increasing your payments.

Don't Forget About These Costs

There is more to buying a home that simply the asking price. This article outlines fees that are your responsibility, including legal, service, insurance, inspection, appraisal, survey, moving and interest.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Vancouver Island Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.